Practical finance guides
Make the next finance decision with clearer numbers.
Find the guide for the question in front of you: how much cash you can commit, which products earn their keep, or why the sales report and bank disagree. Each guide gives you the records, calculation and next step.
Cash & inventory
See when money reaches the bank and which commitments come first. Build a 13-week forecast, test an inventory order against its payment dates, or explain why a profitable month left less cash available.
Build a 13-week e-commerce cash flow forecast
Build a 13-week e-commerce cash forecast from bank cash, payout dates and supplier commitments. Find the tightest week, test timing and update it with actuals.
Explore this questionCan you afford your next inventory purchase order?
Test an inventory purchase order against payment dates, cash headroom and a downside case. Compare quantities and supplier terms before authorizing the deposit.
Explore this questionWhy your store can show a profit while cash falls
Explain a profitable month with falling bank cash. Build a same-period bridge through working capital, noncash costs, equipment, debt and owner transactions.
Explore this questionProfitability
Work from net sales through product and channel costs to contribution. Compare the same product across channels, check the allocation rules and identify the price, fulfilment or acquisition cost worth investigating.
Reliable books
Follow a Shopify sale through the payment provider to the bank. Then use a month-end checklist to assign the records, reconciliations and open exceptions that your financial reports depend on.
Why Shopify sales do not match your bank payout
Reconcile Shopify sales to payouts and bank deposits. Trace captures, refunds, fees, provider balances and transfers in transit using matched periods and currencies.
Explore this questionE-commerce month-end close checklist
Use a 19-task e-commerce month-end checklist with owners, evidence, exceptions and status. Reconcile payouts, stock, COGS and liabilities before handing actuals to planning.
Explore this questionTurn the answer into a working decision
Choose one question, collect the listed records and reproduce the calculation for your business. Write down the payment, pricing or reporting decision it informs, together with any assumption that still needs evidence.
Use the decision scenarios to connect that calculation to an operating problem. The methodology explains the definitions; the sample report shows how cash, profitability and follow-up actions fit together.
Browse the decision scenarios
Choose a finance question: funding an inventory order, comparing product and channel contribution, explaining cash movements, or working with your bookkeeper.
Explore this questionRead the calculation methodology
Follow net sales, gross margin, contribution and cash through worked calculations, with clear periods, cost allocations and supporting records.
Explore this questionCompare scope and pricing
Compare Core and Growth reporting and planning work, setup and cleanup, responsibilities and the terms of a scope-based finance engagement.
Explore this questionYour next financial question
Put numbers behind the next move.
Start with the decision ahead and the reporting you have today.