Core and Growth

Choose the work your next decision needs.

Compare books, contribution reporting and planning with additional CFO strategy. Start with the free audit, then define the paid work and receive a quote for that scope.

Start with the free audit Explore the services

Compare Core and Growth.

Core brings the reporting and planning foundations together. Growth adds deeper decision analysis.

Core

Books, margins and a working plan

Custom monthly quote

Your written scope sets the fee, included work and review schedule.

For an owner who needs consistent monthly reports, product and channel margins, and a plan for cash and inventory.

Bookkeeping and monthly close
P&L, balance sheet and cash movement reporting
SKU and channel contribution reporting
12-month budget and plan vs actual
13-week cash forecast
Inventory and purchase-order cash planning
Finance reviews on a schedule agreed during onboarding

Explore Core

Growth

Core, plus CFO strategy and scenarios

Custom monthly quote

Your written scope sets the fee, included work and review schedule.

For an owner who needs CFO support to weigh pricing, marketing, hiring or funding decisions alongside the operating plan.

Everything in Core
CFO strategy sessions on an agreed schedule
Pricing, marketing, hiring and funding scenarios
Acquisition economics where data supports it
Planning updates and reforecast on an agreed schedule

Explore Growth

Compare the work, row by row.

See the reporting materials, planning horizons and additional analysis in each package.

Scroll horizontally to compare all columns.

Core and Growth work compared on the same basis. Set the reporting and review schedule during onboarding.
Work	Core	Growth
Bookkeeping and monthly close	Included for agreed accounts and periods	Core included
Financial reports	P&L, balance sheet and cash movement view	Core included
SKU and channel contribution	Included where cost and channel data supports it	Core included
12-month budget and plan vs actual	Included	Core included, with planning updates and reforecast
13-week cash forecast	Included	Core included, with decision scenarios
Inventory and purchase-order cash planning	Included	Core included, with order and payment scenarios
Finance review	Review schedule agreed during onboarding	Core included
CFO strategy	Separate assignment if needed	CFO strategy sessions on an agreed schedule
Pricing, marketing, hiring and funding scenarios	Separate assignment if needed	Analysis for the decisions in your scope
Acquisition economics	Acquisition costs included in the contribution definition	Adds customer acquisition cost (CAC) and break-even return on ad spend (ROAS) analysis where attribution data supports it
Historical cleanup and specialist work	Scoped separately	Scoped separately

Choose by the work you need.

Begin with the financial question and the responsibilities your team already owns.

Core

You need period reports, product and channel contribution, a 12-month budget and a cash plan for inventory commitments.

Growth

You need to compare pricing, marketing, hiring or funding choices with CFO strategy, scenarios and planning reviews.

With your bookkeeper

Keep the preparation already working well. Assign review and analysis explicitly and price that division of work.

Explore Core Explore Growth See responsibility models

The audit is free. Plan the follow-on work separately.

A diagnostic, reporting setup, historical cleanup and recurring finance work solve different tasks.

Free initial finance audit

Review the agreed period and records. Receive a findings report, supporting evidence, next steps and a discussion. The initial audit is free; further paid work is optional.

Reporting setup

Map accounts and payouts, define COGS and contribution, organise inputs and set the budget and cash assumptions. The quote lists the setup tasks and their fee.

Historical cleanup

List the periods, missing documents and adjustments to resolve. Price the backlog separately from recurring reporting.

Recurring finance work

Choose the reports, analysis and review schedule. The written scope sets the monthly fee, start date and responsibilities, including any software or specialist costs.

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What determines the work and fee?

Count the records to reconcile and define the decisions and reports to support.

Channels and transactions

Stores, marketplaces, payment providers, settlement complexity and transaction volume.

Entities and inventory

Entities, currencies, warehouses, product range, costing records and supplier terms.

Historical records

Unreconciled periods, missing documents and adjustments needed for consistent reports.

Analysis and responsibilities

Scenario depth, report coverage and the preparation and review work already handled by your team.

See service boundaries

Put the engagement terms in writing.

Define fees, dates, responsibilities, scope changes and handover before paid work starts.

Scope and fee

Your quote identifies the accounts, periods, channels, reports, planning work and review responsibilities. The fee reflects that scope and the condition of the records.

Initial and recurring work

Separate paid setup, cleanup and implementation from the recurring monthly fee. State applicable charges and taxes before paid work starts.

Payment and start date

Set invoice timing, payment dates, record requirements and the work start date in the engagement.

Changes to scope

Price additional channels, entities, backlog or analysis before expanding the work. Record the revised responsibilities, fee and effective date.

Cancellation and handover

Define the engagement term, notice period, final charges, delivered files and rights to use them in writing.

Specialist work

Define tax, statutory assurance, consolidation, multi-currency, lender or fundraising requirements as separate assignments with their own delivery owners.

Reporting and review schedule

Agree report dates, forecast updates, strategy sessions, support channels and responsibility for each input during onboarding.

Questions about the plans.

Use the package comparison and these answers to prepare the work brief.

Does Core include a budget and cash forecast?

Core groups a 12-month budget and plan vs actual, a 13-week cash forecast, and inventory and purchase-order cash planning. Growth adds CFO strategy and decision scenarios to those foundations.

What if I already have a bookkeeper?

Build the analysis and cash plan around your existing records. Assign bookkeeping, close preparation and review to named owners, then reflect that division of work in the scope and fee.

Is historical cleanup included?

Price cleanup as a separate scope covering the periods, missing records and adjustments to resolve. Set its dependencies before recurring reporting starts.

What if I sell through several channels or entities?

List the channels, providers, entities and currencies to cover. Reconciliation complexity, inventory and any consolidation or multi-currency reporting affect the work and quote.

How is setup priced?

The quote lists the setup tasks and their fee separately from recurring work. The initial finance audit is free.

How do I change the level of support?

Define the additional reports, analysis or decision support, then agree the revised scope, fee and start date before the change.

How are cancellation and handover handled?

Set the term, notice period, final charges, delivered files and access removal in the written engagement.

How is the monthly fee determined?

The fee follows the accounts, channels, transactions, inventory, reporting and analysis in your scope. Use the free audit to identify the work, then receive a quote for the paid engagement.

Is the initial audit free?

Yes. The initial finance audit is free. It includes a findings report, supporting evidence, next steps and a discussion. Setup, cleanup, implementation and recurring work are priced separately.

Do I need to buy Core or Growth?

No. You can take the free initial audit without buying a monthly package. Any further work is agreed separately.

Your next financial question

Put numbers behind the next move.

Start with the decision ahead and the reporting you have today.

Explore the free finance audit